यत्र पद्ममहापद्मौ तथा मकरकच्छपौ । मुकुन्दो नन्दकश्चैव नीलः शङ्खोऽष्टमो निधिः ।। 68.
Among them are the Padma and Mahapadma, as well as the Makara and Kacchapa; Mukunda, Nandaka, Nila, and the Shankha are the eighth treasure.
सत्यामृद्धौ भवन्त्येते सिद्धिस्तेषां हि जायते । एते ह्रष्टौ समाख्याता निधयस्तव क्रौष्टुके ।। 68.
When prosperity is present, these exist in fullness, and success arises from them; these eight treasures have been described to you, O Kraustuki.
देवातानां प्रसादेन साधुसंसेवनेन च । एभिरालोकितं वित्तं मानुषस्य सदा मुने ।। 68.
O sage, by the grace of the gods and by association with the virtuous, a person's wealth is always seen to arise in these ways.
यादृक्् स्वरूपं भवति तन्मे निगदतः श्रृणु । पद्मो नाम निधिः पूर्वं स यस्य भवति द्विज ।। 68.
Hear from me, in detail, what its nature is: formerly, there was a treasure called Padma; whoever possesses it, O twice-born,
सुतस्य तत्सुतानाञ्च तत्पैत्राणाञ्च नित्यशः । दाक्षिण्यसारः पुरुषस्तेन चाधिष्ठितो भवेत् ।। 68.
for his son, his son's sons, and their descendants, that man is always endowed with generosity and is governed by it.
सत्त्वाधारो महाभोगो यतोऽसौ सात्त्विको निधिः । सुवर्णरूप्यताम्रादिधातूनाञ्च परिग्रहम् ।। 68.
That treasure is based in sattva, of great enjoyment, for it is a sattvic treasure; it brings the acquisition of gold, silver, copper, and other metals.
करोत्यतितरां सोऽथ तेषाञ्च क्रयाविक्रयम् । करोति च तथा यज्ञान् दक्षिणाञ्च प्रयच्छति ।। 68.
He engages greatly in buying and selling those, and also performs sacrifices and gives gifts.
सभां देवनिकेतांश्च स कारयति तन्मनाः । सत्त्वाधारो निधिश्चान्यो महापद्म इति श्रुतः ।। 68.
With that intent, he builds assemblies and temples for the gods; another treasure, called Mahāpadma, is also based in sattva.
सत्त्वप्रधानो भवति तेन चाधिष्ठितो नरः । करोति पद्मरागादिरत्नानाञ्च परिग्रहम् ।। 68.
A man governed by it becomes predominated by sattva, and acquires gems such as padmarāga and others.
मौक्तिकानां प्रवालानां तेषां च क्रयविक्रयान् । ददाति योगशीलेभ्यस्तेषामावसथांस्तथा ।। 68.
He buys and sells pearls and corals, and provides dwellings for those devoted to yoga.
स कारयति तच्छीलः स्वयमेव च जायते । तत्प्रसूतास्तथाशीलाः पुत्रपौत्रक्रमेण च ।। 68.
He acts in that manner by his own nature, and his descendants, in succession of sons and grandsons, are born with the same disposition.
पूर्वर्द्धिमात्रः सप्तासौ पुरुषांश्च न मुञ्चति । तामसो मकरो नाम निधिस्तेनावलोकितः ।। 68.
He retains only the former prosperity and does not let go of men; the treasure called Makara is known as tamasic.
पुरुषोऽथ तमः प्रायः सुशीलोऽपि हि जायते । बाण-खड््गÐष्ट-धनुषां चम्र्मणाञ्च परिग्रहम् ।। 68.
A man, though of good conduct, becomes mostly dominated by darkness; he acquires arrows, swords, bows, and hides.
दंशनानाञ्च कुरुते याति मैत्रीञ्च राजभिः । ददाति शौय्र्यवृत्तीनां भूभुजांये च तत्प्रियाः ।। 68.
He deals in biting weapons, forms alliances with kings, and gives gifts to those with heroic conduct, who are dear to rulers.
क्रयविक्रये च शस्त्राणां नान्यत्र प्रीतिमेति च । एकस्यैव भवत्येष नरस्य न सुतानुगः ।। 68.
He finds pleasure only in the buying and selling of weapons, and not in anything else; this belongs to one man alone and does not pass to his sons.
द्रव्यार्थं दस्युतो नाशं संग्रामे चापि स व्रजेत् । कच्छपश्च निधिर्योऽसौ नरस्तेनाभिवीक्षितः ।। 68.
For the sake of wealth, he may perish at the hands of robbers or in battle; the treasure called Kacchapa is observed in such a man.
तमः प्रधानो भवति यतोऽसौ तामसो निधिः । व्यवहारानशेषांस्तु पुण्यजातैः करोति च ।। 68.
He becomes dominated by darkness, for that is a tamasic treasure; yet, by merit, he engages in all kinds of dealings.
कर्मस्थानखिलांश्चैवन वि•ासिति कस्यचित् । समस्तानि यथाङ्गानि संहरत्येव कच्छपः ।। 68.
He does not reveal any of his activities to anyone; just as a tortoise draws in all its limbs, so does he.
तथा विष्टभ्य चित्तानि तिष्ठत्यायतमानसः । न ददाति न वा भुङ््क्ते तद्विनाशभयाकुलः ।। 68.
In the same way, he restrains his mind, remaining withdrawn; he neither gives nor enjoys, being anxious out of fear of loss.
निधानमुर्व्व्यां कुरुते निधिः सोऽप्येकपूरुषः । रजोगुणमयश्चान्यो मुकुन्दो नाम यो निधिः ।। 68.
He establishes his treasure in the earth, and that treasure belongs to one man only; another treasure, called Mukunda, is composed of rajas.
नरोऽवलोकितस्तेन तद््गुणो भवति द्विज । वीणावेणुमृदङ्गानामातोद्यस्य परिग्रहम् ।। 68.
A man who is looked upon by that (treasure) acquires its qualities, O twice-born; such as the possession of musical instruments like the vīṇā, flute, and drum.
करोति गायतां वतिं्त नृत्यताञ्च प्रयच्छति । वन्दिनामथ सूतानां विटानां लास्यापाठिनाम् ।। 68.
He arranges for singing and provides for dancers; for bards, charioteers, jesters, and performers of graceful dances.
ददात्यहर्निशं भोगान् भुङ््क्ते तैश्च समं द्विज । कुलटासुरतिश्चास्य भवत्यन्यैश्च तद्विधैः ।। 68.
He gives enjoyments day and night and partakes of them together with those people, O twice-born; he also develops a passion for courtesans and others of similar kind.
प्रयाति सङ्गमेकञ्च यं निधिर्भजते नरम् । रजस्तमोमयश्चान्यो नन्दो नाम महानिधिः ।। 68.
He goes to gatherings, and whichever man the treasure chooses, another great treasure named Nanda, composed of rajas and tamas, also follows him.
उपैति स्तम्भमधिकं नरस्तेनावलोकितः । समस्तधातुरत्नानां पुण्यधान्यादिकस्य च ।। 68.
That man, being looked upon by it, attains great pride; he acquires all kinds of metals, gems, and also auspicious grains and the like.
परिग्रहं करोत्येष तथैव क्रयविक्रयम् । आधारः स्वजनानाञ्च आगताभ्यागतस्य च ।। 68.
He takes possession of these, and likewise engages in buying and selling; he becomes the support for his own people and for those who come and go.
सहते नापमानोकिं्त स्वल्पामपि महामुने । स्तूयमानश्च महतीं प्रीतिं बध्नाति यच्छति ।। 68.
He cannot tolerate even the slightest insult, O great sage; but when praised, he forms and gives great affection.
यं यमिच्छति वै कामं मृदुत्वमुपयाति च । बह्व्यो भाय्र्या भवन्त्यस्य सूतिमत्योऽतिशोभनाः ।। 68.
Whatever desire he wishes for, he attains gentleness; he has many wives, who are fertile and exceedingly beautiful.
रतये सप्त च नरान्निधिर्नन्दोऽनुवर्तते । प्रवद्र्धमानोऽथ नरमष्टभागेन सत्तम ।। 68.
For the sake of pleasure, the treasure Nanda follows seven men; and when it departs, O best of men, it leaves a man with only one-eighth (of its benefit).
दीर्घायुष्ट्वञ्च सर्वेषां पुरुषाणां प्रयच्छति । बन्धूनामेव भरणं ये च दूरादुपागताः ।। 68.
It grants long life to all those men; it provides for relatives and even for those who have come from afar.