दत्तं सनत्कुमाराय प्रियपुत्राय धीमते
It was given to Sanatkumāra, the wise and beloved son.
यद्धृत्वा पाठनाद् ब्रह्मा सवसिद्धेश्वरो महान्
By holding and reciting it, Brahmā became the great lord of all accomplished beings.
यद्दत्वा च धनाध्यक्षः कुबेरश्च धनाधिपः
By giving it, Kubera, the lord of wealth and treasurer, (became so).
प्रियव्रतोत्तानपादौ लक्ष्मीवन्तौ यतो मुने
Priyavrata and Uttānapāda, O sage, became endowed with Lakṣmī because of it.
कवचस्य प्रसादेन स्वयं दक्षः प्रजापतिः
By the grace of this protective charm, Daksha himself became the lord of creatures.
यद्धृत्वा दक्षिणे बाहौ विष्णुः क्षीरोदशायितः 3.38.
Having worn it on his right arm, Vishnu, who reclines in the Ocean of Milk, did so.
यद्धृत्वा वामनं लेभे कश्यपश्च प्रजापतिः
Having worn it, Kashyapa, the lord of creatures, obtained the form of Vamana.
राजा मरुत्तो भगवानभवद्धारणाद्यतः
King Marutta became blessed because of wearing it.
विश्वं विजिग्ये खट्वाङ्गः पठनाद्धारणाद्यतः
By reciting and wearing it, Khatvanga conquered the whole world.
सर्वसम्पत्पदस्यास्य कवचस्य प्रजापतिः
This protective charm is the source of all prosperity, O lord of creatures.
धर्मार्थकाममोक्षेषु विनियोगः प्रकीर्तितः
Its application is declared in the pursuits of righteousness, wealth, pleasure, and liberation.
ॐ ह्रीं कमलवासिन्यै स्वाहा मे पातु मस्तकम्।। श्रीं मे पातु कपालं च लोचने श्रीं श्रियै नमः
Om hrīṃ, to the One who dwells in the lotus, svāhā—may she protect my head; śrīṃ—may she protect my skull, and śrīṃ, homage to Śrī, may she protect my eyes.
ॐ श्रीं क्लीं महालक्ष्म्यै स्वाहा मे पातु नासिकाम
Om śrīṃ klīṃ, to Mahālakṣmī, svāhā—may she protect my nose.
ॐ श्रीं पद्मालयायै च स्वाहा दन्तान्सदाऽवतु
Om śrīṃ, to Padmālayā, svāhā—may she always protect my teeth.
ॐ श्रीं नारायणेशायै मम कण्ठं सदाऽवतु
Om śrīṃ, to Nārāyaṇeśī, may she always protect my throat.
ॐ श्रीं पद्मनिवासिन्यै स्वाहा नाभिं सदाऽवतु 3.38.
Om śrīṃ, to the One who dwells in the lotus, svāhā—may she always protect my navel.
ओं श्रीं मों कृष्णकान्तायै स्वाहा पृष्ठं सदाऽवतु
Om śrīṃ moṃ, to Kṛṣṇa's beloved, svāhā—may she always protect my back.
ॐ श्रीनिवासकान्तायै मम पदौ सदाऽवतु
To the beloved of Śrīnivāsa, may she always protect my feet.
प्राच्यां पातु महालक्ष्मीराग्नेय्यां कमलालया
In the east, may Mahālakṣmī protect me; in the southeast, Kamalālayā.
पद्मालया पश्चिमे मां वायव्यां पातु सा स्वयम्
Padmālayā in the west, may she protect me; in the northwest, may she herself protect me.
नारायणी च पातूर्ध्वमधो विष्णुप्रियाऽवतु
May Nārāyaṇī protect above, and Viṣṇu's beloved protect below.
इति ते कथितं वत्स सर्वमन्त्रौघविग्रहम्
Thus, O child, I have told you the entire collection of mantras.
सुवर्णपर्वतं दत्त्वा मेरुतुल्यं द्विजातये
Having given a mountain of gold, equal to Mount Meru, to a twice-born one,
गुरुमभ्यर्च्य विधिवत्कवचं धारयेत्तु यः
Who, having duly worshipped the guru, wears the protective amulet—
स सर्वपुण्यवान्धीमान्सर्वयज्ञेषु दीक्षितः 3.38.
He is endowed with all merit, wise, and initiated in all sacrifices.
यस्मै कस्मै न दातव्यं लोभमोहभयैरपि
This should not be given to just anyone, even out of greed, delusion, or fear.
इदं कवचमज्ञात्वा जपेल्लक्ष्मीं जगत्प्रभुम्
Whoever recites Lakshmi or the Lord of the Universe without knowing this amulet—
नारद उवाच परं दुर्गतिनाशिन्याः कवचं कथय प्रभो
Nārada said: O Lord, tell me the supreme protective amulet of Durgatināśinī.
पद्माक्षप्राणतुल्यं च जीवनं बलकारणम्
It is as dear as life to Padmākṣa, and the cause of vitality and strength.
नारायण उवाच श्रीकृष्णेनैव यद्दत्तं गोलोके ब्रह्मणे पुरा
Nārāyaṇa said: That which was given by Śrī Kṛṣṇa in Goloka to Brahmā long ago,