Yama, the lord of Dharma, continued his discourse with Savitri, explaining the workings of karma and the fruits of virtuous actions. He revealed that when Brahmins neglect their own duties, they are born again in various wombs, shaped by the nature of their actions. No deed, he said, whether good or bad, is ever lost—even after hundreds of millions of aeons, an unexperienced action remains, waiting for its result to be lived out. Thus, whatever action a person performs must inevitably be experienced, for such is the law of the universe. Having explained these truths, Yama paused and asked Savitri if she wished to know more. Savitri, eager for deeper understanding, requested that Yama speak about the ways of virtuous men. Yama replied that, in the world of Indra, the measure of food and rain is greatly honored. Among all gifts, none surpasses the gift of food, neither in the past nor in the future. He then described the merits of various acts of giving: offering a seat to the gods or to Brahmins brings great merit; gifting a divine, milk-yielding cow to a Brahmin, especially on an auspicious day, multiplies the reward fourfold, and if done at a sacred place, the reward is a hundred times greater. He continued, saying that those who give with devotion—whether it be a cow, a gift that benefits both giver and receiver, a sacred Shaligrama stone with cloth, a delightful umbrella, a pair of sandals, a charming bed, or a lamp to a god or to a Brahmin—such people, upon attaining human birth, are blessed with sight and perception. Yama spoke of greater gifts as well: whoever gives an elephant, a horse, a fine palanquin, a white chamara fan, or a heap of grain to a Brahmin in the land of Bharata, such a person, when born again, enjoys long life and happiness. He also praised those who constantly recite the name of Shri Hari in Bharata, and those who arrange the swinging of Hari. These devotees enjoy happiness in this world, and at the end of their journey, they attain the abode of Vishnu. The merit of such acts is said to be doubled during the auspicious time of Uttaraphalguni. Yama further explained that gifting sesame seeds to a Brahmin in Bharata also leads to a long and happy life in future births. Such a giver is honored in the realm of the moon for as long as the reign of fourteen Indras endures, and then in the realm of the Gandharvas for ten thousand years. Afterward, for a thousand births, he is blessed with a beautiful, beloved companion. If one gives a fruitful tree to a Brahmin, he will again be born and obtain an excellent son. Even if one gives only fruit, without other items or grains, he will dwell in the realm of Kubera until the end of a manvantara. Finally, Yama spoke of the supreme merit of giving land—beautiful and rich with crops—to a Brahmin, hinting at rewards even greater for such generosity. In this way, Yama illuminated the profound fruits of virtuous actions and gifts, guiding Savitri—and all who listen—on the path of righteousness.